The Boring Simulator
🎯 What This Simulator Does
Compare long-term wealth accumulation between the Boring Strategy (Dollar-Cost Averaging into Bitcoin or Ethereum) and traditional investments like the S&P 500, Gold, Nasdaq, or Cash.
📊 The Boring Strategy
Instead of timing the market, the Boring Strategy uses the 200-week Simple Moving Average (SMA) as the "Boring Price"—a smoothed, long-term trend line that removes short-term noise.
- Why 200W SMA? It reflects the true long-term trend, not daily volatility.
- 4-Year CAGR: We calculate growth over a full market cycle (4 years) for accuracy.
- Live Data: Rates update automatically from real historical SMA data.
🔧 Advanced Assumptions
You can customize the expected annual growth rates (CAGR) for each asset. By default:
- BTC/ETH: Calculated from live 200W SMA history (typically 35-50%)
- S&P 500: 10% (historical average)
- Gold: 8%
- Nasdaq: 15%
- Cash: 2% (inflation-adjusted savings)
💡 How to Use
- Set your Initial Investment and Monthly Contribution.
- Choose your Time Horizon (years).
- Pick a Challenger to compare against (S&P 500, Gold, etc.).
- Select BTC or ETH for the Boring Strategy.
- Optionally, tweak the Advanced Assumptions to test different scenarios.
Disclaimer: This is a projection tool, not financial advice. Past performance doesn't guarantee future results. Crypto is volatile—only invest what you can afford to lose.
Simulation Inputs
Based on historical 200W SMA growth.
The Verdict
Projected outcome after 10 years